budgetsplit
Early access is open: Plus free for a year

Money is easier together.

Made for couples, families, flatmates and friends.

Keep a budget with your partner, split the holiday with friends and always know who owes whom. Everyone sees the same numbers, so money talks get shorter.

  • No daily limits
  • No ads
  • Data stays in the EU

Sample figures

Everyday money, shared

  • Rent
  • Groceries
  • Swimming lessons
  • A weekend in Lisbon
  • Electricity
  • Date night
  • School trip
  • Birthday present
  • Streaming
  • Petrol
  • Flat cleaning
  • Pizza night
  • Train tickets
  • Pocket money
Features

Everything shared money needs

Simple enough for the whole household, careful enough for real money.

Split any way you like

Equally, by exact amounts or by percent. Budgetsplit does the maths, and every share adds up to the cent.

Dinner at Luca's

You paid

€84.00

  • YYou33%€28.00Your share
  • SSam33%€28.00owes you €28.00
  • MMia33%€28.00owes you €28.00

Adds up to €84.00

Budgets that keep you on track

A monthly limit per category, for the whole group or for one person, with a heads-up before it runs out.

Groceries69%

Eating out82%

Transport41%

Balances everyone agrees on

One set of numbers for the whole group, and the fewest payments to settle up.

SSam → You€42.50
MMia → You€28.00

A calm check-in

Once a month, or every week on Plus, the group looks back together and agrees what to change.

Monthly check-in

12% under a usual month

Looks good

Room for everyone

Add children or a joint account as people without accounts. Nobody has to install anything to be counted.

ASL€

Private by default

Amounts stay hidden until you show them, the phone app locks when you leave it, and two-step sign-in guards your account.

How it works

Up and running in minutes

  1. 1

    Get your invite

    Budgetsplit is in early access. Ask for an invite and we'll get back to you within a few days.

  2. 2

    Set up a group

    A space just for you, a budget for two or the whole family, or a group that splits costs. Invite people with a code or by email.

  3. 3

    Add and see

    Add spending and income, split what's shared, and watch budgets and balances update for everyone.

Why Budgetsplit

Built differently, on purpose

No daily limits

Some split apps cap how many expenses you can add a day on their free plan. Budgetsplit never does.

Budgets and splits in one place

Most apps either track a budget or split bills. Households need both, so Budgetsplit does both.

No bank login needed

You add what you spend. We never ask for your bank password and never see your bank accounts.

One plan covers the group

When a group's owner has Plus, everyone in their groups gets the Plus features. Nobody else pays.

Security

Your money data deserves care

Stored in Frankfurt, encrypted in transit and at rest, and guarded by rules the database itself enforces. We don't sell your data and we don't show ads.

  • Data stored in the EU
  • Two-step sign-in
  • Only members can open a group
  • Download or delete everything, any time
Pricing

Free for real. Plus when you need more.

Free

€0

No daily limits, no ads, no card.

  • Your personal space and one group
  • Unlimited entries and splits
  • Budgets, reports and check-ins

PlusPlus

€2.99a month

When payments open. Free for a year in early access.

  • As many groups as you like
  • More people and admins
  • Weekly check-ins and recurring entries

Questions

Is Budgetsplit free?

Yes. The free plan has no daily limits and no ads: your personal space, one group you own, unlimited entries and splits, budgets, reports and a monthly check-in. Plus adds more when you need it.

Does Budgetsplit hold or move my money?

No. It records what you enter and works out who owes whom. You pay each other however you like, then record the payment.

Who can see what I add?

Only the members of the group you add it to. Your personal space is only for you. We don't sell your data or show advertising.

Which devices does it work on?

Any modern browser, and Android phones. An iPhone app is on the way; until then the web app works well in Safari.

Can I use it on my own?

Yes. Your personal space is private: nobody else can join it or see it.

Start keeping track together

Join early access today, and your first year of Plus is on us.